December 2025
Luminate Spotlight
Company Goals
$415,562,486
December Mortgage Loans Funded
1,023
December Families Served
$733,546
December Deposit Referrals
Michael Creed $609,254
Top December Referral Partner
Annual Core Deposit Goal
Featured Deposit Referrers (YTD)
Top of the block
Featured Mortgage Loan Originators (Volume)
Top of the block
Featured Mortgage Loan Originators (Units)
Top of the block
Featured Mortgage Processors
Top of the block
Featured Mortgage Closers
Top of the block
Featured Mortgage Underwriters
Top of the block
Welcome to the team
Corporate
Sheridan Whipple - EVP Technology
Director of Paw-sitivity (in training) and IT Intern to Rich Pearson, Sven!
Retail Bank Branch
Holly Christenson - Treasury Management Officer
Mortgage Operations
Aaron Kim - Closer
Angela Warren - Processor
Mortgage Production
Murray Slattery - Business Development Specialist
Margaret Dejesus - MLO
Tyler Rood - MLO
Karen Fischer - MLO
Kim Forsling - MLO
Tony Wire - MLO
Kris Ferriola - MLO
Becky Westphal - MLO
Michael Weltman - MLO
Stephen Ackoury - MLO
William Yoho - MLO
Jake Droge - MLO
Greg Eastman - MLO
Nancy Armour - MLO
Bill Eichstaedt - MLO
Nick Gamboa - MLO
Lorrie McClaskey - MLO
Kim Larson - MLO
Dave Selleck - MLO
Marty Selleck - MLO
Ana Santana-Garcia - LOA
Mark Your Calendars!
The All Company Annual State of the Bank will be on Thursday, 2/5 at 2 CST.
Happy January Birthdays!
Crystal DeGroat - 1st
Tanja Mitchell - 1st
Cheryl Mitschke - 1st
David Buckler - 2nd
Katherine Young - 3rd
Lisa Hintermeister - 3rd
Sam Bortnick - 5th
Christopher Futrell - 5th
Barbara Quinlan - 6th
Brian Ackerman - 6th
Stephen Placker - 6th
Krista Cooley - 6th
Michael Hively - 7th
Peter Nesmith - 7th
Natalie Fewell - 8th
Jordyn Costello - 8th
Kelly Wilson - 10th
Kimberly Renquest - 10th
Sheridan Whipple - 11th
Angela Selzer - 11th
Neal Krumper - 12th
Graham Parham - 14th
Madison Deckard - 14th
Brian Havlin - 17th
Winston McGee - 17th
James Vercellino - 18th
Erin Jones - 19th
Krista Labar - 20th
Megan Worley - 21st
Robert Wilkerson - 21st
Jason Cohen - 22nd
Andrew Mitchell - 22nd
Emily Hawthorne - 22nd
Todd Meade - 23rd
Jesse Mahan - 23rd
Sherri Stroh - 23rd
Renee Soberano - 23rd
Thomas Dimaggio - 25th
Wayne Worth - 25th
Kristina Boyd - 25th
Denise Thompson - 26th
Fay Suite - 27th
Ryan Koller - 27th
Dominique Nelson - 27th
Mark Veech - 28th
Kayla Metzler - 28th
David Soukup - 28th
Felix Castro - 28th
Gale Dapassano - 29th
Norbert Gyorfi - 29th
Grant Griffin - 30th
Christopher Norton - 30th
Tamiru Jembere - 31st
Michelle Watts-Macia - 31st
Happy February Birthdays!
Amy Dewitt - 2nd
Brandon Crysler - 3rd
Derek Howard - 4th
Ryan Flaa - 4th
Mary Griffin - 4th
Timothy Kukan - 4th
Kara Smith - 5th
David Rivera - 5th
Gayle Kennedy - 6th
Jesus Esparza
Hernandez - 7th
Taryn Rodriguez - 7th
Jessica Espinosa - 7th
Royce Faircloth III - 8th
Adam Gove - 8th
Jennifer Westerhaus - 9th
JonCarlo Paolilli - 9th
Nicholas Teigland - 10th
Shannon Pierce - 10th
Martin Selleck - 11th
Charley (Audrey) Perry - 11th
Michele Baker - 11th
Mersades Klein - 11th
Gloria Benitez - 11th
Judith Blank - 12th
Niraj Patel - 13th
Darren Shaffer - 14th
Nicholas Carafello - 14th
Dannan Winch - 14th
Jerry Nisivoccia - 14th
Amber Aucoin - 14thShawn Fewell - 14th
Jennifer Senescall - 15th
Tabitha Fayson - 17th
Jessica Frye - 17th
Jessica Fister - 17th
Gilbert Durham - 19th
Bridget Juneau - 19th
Roxanne Gray-Barnes - 19th
Christina Golias - 20th
Lindsey Burns - 20th
Rachel Kasle - 20th
Matthew Piehl - 21st
Todd Larreau - 21st
Jerrid Boutto - 21st
Gregory Eastman - 22nd
Erika Checa - 22nd
Christopher Fulton - 22nd
Dustin Meshberger - 22nd
Jill Weiner - 23rd
Ashley Mcginnis - 24th
Jill Johnson - 26th
Charles Dufour - 26th
Ursula Kymack - 26th
Caitlin Weimer - 26th
Michael Marlow - 26th
Christie Baker - 27th
Robert Garczewski - 27th
Luminate Bank is Closed on 1/19, in honor of Martin Luther King Jr. Day.
A Brighter Way to Bank
Luminate Employee Accounts
You can now open an account online and it only takes a few minutes!
Program Features
- Competitve Interest Rates
- No Domestic Wire Fees
- No Fees for Personal Checks
- No Minimum Monthly Balance
Toys for Tots
This holiday season, locations throughout the Twin Cities, including the Forest Lake mortgage branch led by Nikki Syring, proudly partnered with Toys for Tots to collect and deliver gifts to KARE 11 for children and families in need. Giving back to our community is at the heart of who we are, and we believe in showing up for others especially during times when support matters most.
Community Corner
Because Winning Together isn’t just a core value at Luminate Bank, but something we strive to demonstrate through our actions, we are excited to introduce the Community Corner on LumiNET, a dedicated space to support and celebrate our collective community impact.
- Submit Non-Profit Donation Requests
To bring greater clarity, consistency, and stewardship to our corporate giving, we are introducing a formal process for requesting corporate donations. Effective 1/5/2026, all requests for corporate-funded donations will be submitted through a centralized form and reviewed monthly by a volunteer committee. This process is designed to ensure thoughtful evaluation and equitable distribution of resources. We are grateful for the opportunity to partner with you in supporting causes that matter to you and that meaningfully impact the communities where we live and work. - Log Volunteer Hours
We’ve set an ambitious goal of completing 1,000 volunteer hours across the company in 2026. Every hour counts and your efforts make a meaningful difference!
Please start tracking your volunteer activities for 2026 and beyond. - Order Volunteer T-Shirts
Are you volunteering and want to represent? By the end of January, you will be able to order a volunteer t-shirt through the company store. These can be expensed and Corporate will cover the cost.
We’d also love to see your photos! If you share on social media, please tag Luminate Bank, and email any photos to Announcements@goluminate.com so we can feature them in our monthly newsletter.
Employee Net Promoter Score (eNPS)
eNPS is a standard way to measure the happiness and satisfaction of your employees using surveys. Employees are asked the question "On a scale of 0-10, how likely are you to refer your company as a place of work?" and then follow up question to explain their answer.
What's Going Well?
Your feedback highlights a culture defined by:
Our eNPS rate of 57 is in the top 75th percentile.
Our team feels they are well equipped with the best suite of products to serve the needs of our customers and their families.
What We Can Enhance
We’re continuing to find ways to enhance how we recognize employees and are looking forward to our anniversary recognition program kickoff in 2026.
We're also identifying ways in which we can increase cross-departmental communication and community among teams.
Thank you for your valuable feedback!
We truly appreciate you taking the time to share your thoughts and suggestions. Your input plays a vital role in helping us improve our workplace and processes. Please keep an eye out for upcoming enhancements—we’re actively working on changes inspired by your feedback.
December Core Value Illuminators
Own It
Amy McManus
Annette Stueve
Ashley McGinnis
Bob Wilkerson
Chris Lee x 3
The Closing Team
Eileen Carty
Erin Goss
Iris Nehring
James Stamps
Jennifer Plucinski
Judy Blank
Juliet Valle
Kari Glynn
Karla Beinborn
Mya Jacobs
Shawn Collins
Stephanie Smith
Valerie Couldry
Get It Done
Adam Gove
Amanda Brown
Andreina Lee
Ann Dias x 3
Ashley DeLuca
Bessa Manning x 2
Bethany Borger
Caiden Gerhardson
Chelly Simmons
Chris Lee x 4
Christiana Hinman x 2
Colleen Vergara
Dana McCarthy
Dave Baloun
Denise Wisnewski
Diamond Espinosa
Emmi Wilson
Erin Goss
Gabrielle Crowley
Iris Nehring
Janelle Holen
Jason Burke x 2
Jeff Aasness
Jennifer Moseman
JoAnne Kite
Kara Smith
Kari Glynn
Kayleigh Del Terzo
Kit Piepkorn
Kristina Boyd
Laurie Larson
Linda Steeves
Lindsay Winterquist
Lissett Rojas
Megan Decorsey
Megan Tully x 2
Meredith Swails
Niraj Patel
Patsy Hokenson
Rachel Kasle
Ray Denti
Resh Jaimangal
Riki McBride
Ryan Koller x 2
Sarah Voccio
Shantel Asman
Sharyl Munson
Shawn Collins
Sherri Owen
Stephanie Barron
Tim Kukan
Tracy Franzoso
Valerie Couldry x 3
Wa Vang x 2
Wendy Seiders x 2
Win Together
Adam Gove
Amanda Brown
Amy Ebert x 2
Ann Dias
Ann Marie Garofalo
Ashley McGinnis
Bob Garczewski
Britney Scott
Caleb LeGrand
Chris LaVigne
Chris Lee
Chrissy Golias x 4
Colleen Vergara x 3
Crystal Degroat
Dana McCarthy
Donna Ricciardi
Eren Garcia
Eric Schachter
Erin Goss
Geoff Huetten
Greg Selters
Haylie Price
HR Dept.
Irene Cruz
Jack Roche
Jami Donnelly
Jeff Aasness
Jeff Jennings
Jen Steadham
Jenna Garnett
Jennifer Plucinski
Jimmy Vercellino
Jody Duffy
Jordan Stein x 3
Jyl Clark
Karla Beinborn
Kelsey Westman
Lindsay Fisher
Mandy Pederson
Mary Klotz x 2
Matt Criego
Megan Decorsey x 2
Megan Tully x 2
Meiah Barlow
Meredith Swails
Meshberger Sarasota, FL Branch
Michael Hayes
Mirta Hoven
Nate Raich x 2
Nico Andresakes
Niraj Patel
Patsy Hokanson
Resh Jaimangal
Rich Pearson
Ruth Morici
Shannon Murray
Sharyl Munsen
Shawn Collins
Theresa Copp
Thysis Reid
Tiffany Nordling
Tim Kukan
Trey Faircloth
Trish Facciponti
Valerie Couldry
Wendy Kegley
Wendy Seiders
Greg Selters
Adam Gove
Rich Pearson
Tiffany Nordling
Shannon Murray
Shawn Collins
Crystal Degroat
Wendy Seiders
Colleen Vergara
Resh Jaimangal
Jordan Stein
Megan Tully
Be Real
Anne Miller
Jamie Donnelly
Jennifer Senescall x 2
Jessica Reinhart
Laura Sterling
Mariah Black
Neal Krumper
Nikki Sanchez
Riki McBride
Embrace Change
Jacki Pratt
Ana Santana-Garcia x 2
Andreina Lee
Mya Jacobs
Billy Anstett
Sherri Owen
Dave Baloun
Nicole Betances
Iris Nehring
Be Real - Riki McBride
Riki exemplifies authenticity in every interaction. As a manager, she communicates openly, listens genuinely, and treats colleagues with honesty and respect. Riki celebrates wins alongside the team and empowers us to do our best work.
*Drawing Winner
Core Values
We’re driven by the fire from within.
