May 2026
Luminate Spotlight
Company Goals
$411,582,628
May Mortgage Loans Funded
1,029
May Families Served

$925,837
May Deposit Referrals

YTD Average Deposit Balance
Featured Deposit Referrers (May)
Top of the block
Featured Mortgage Loan Originators (Volume)
Top of the block
Featured Mortgage Loan Originators (Units)
Top of the block
Featured Mortgage Processors
Top of the block
Featured Mortgage Closers
Top of the block
Featured Mortgage Underwriters
Top of the block
Welcome to the team
Corporate
Darielle Criss-McKellar - Human Resources Compliance Specialist
Margie Fisher - Senior Accountant
Carter Skrtic - Intern-Mortgage Accounting & Finance
Retail Bank Branch
Nate Paulo - Software Engineer
Jack Pelham - Intern-Data Technology
Mortgage Operations
John Atkocaitis - VP-Training & Development
Mortgage Production
Elizabeth Torgerson - LOA
Maddy Fowler - Intern-Mortgage Lending Administrative & Marketing
Pierre Agravante - MLO
Anna Dena - LOA
Chris Smith - MLO
Sarah Molitor - LOA
Isaiah Mills - Business Development Specialist
Larry Thompson - MLO
Conrad Thompson - Branch Manager
Jenny Cook - Processor
Tabatha Russell - Processor
Kristen Trum - Director-Simple Reverse Marketing
A Brighter Way to Bank
Luminate Employee Accounts
You can now open an account online and it only takes a few minutes!
Program Features
- Competitve Interest Rates
- No Domestic Wire Fees
- No Fees for Personal Checks
- No Minimum Monthly Balance

Let's
Celebrate

Happy 10 Year Anniversary to Mary Griffin, Director of Human Resources, a legacy team member of the organization!
Happy June Birthdays!
Jenifer Moseman - 1st
John Miller - 1st
Angela Gerhardson - 2nd
Jill Roehl - 3rd
Paulette Upham - 3rd
Erica Paradise - 3rd
Norma Dunning - 3rd
Janet Lund - 3rd
Amy Gosnell - 4th
Mirta Hoven - 6th
Brooke Johnson - 6th
Jordan Quale - 6th
Tracy Macario - 7th
Mariah Black (Stewart) - 7th
Brenda Nobles - 8th
Ann Marie Garofalo - 8th
Jeanette Mcclosky - 8th
Sean La Rue - 8th
Matthew Criego - 8th
Kenneth Gunther - 9th
Samantha Kudak (Kjellberg) - 9th
Robert Menton - 10th
Kamie Randall - 11th
Jordan Seagull - 11th
Tammie Chamberlain - 11th
Brandon Patino - 11th
Keria Nelson - 12th
Amanda Keith - 12th
Tim Oddo - 13th
Dean Minotte - 13th
Jerome Kaplan - 13th
Tammy Criss - 14th
Ken Venick - 15th
Kevin Tran - 16th
Jerome Bertrand - 16th
Bill Ajaero - 16th
Joshua Eifert - 17th
Joanne Marino - 18th
Ruth Morici - 18th
Alaina Wyrick - 19th
Bert Sandefur - 19th
Jacob Miller - 21st
Iris Nehring - 21st
Brian Brinkert - 21st
Wanda Richman - 22nd
Jon C Reed - 22nd
Amanda Taylor - 22nd
Alyssa Gallegos - 22nd
Ann Dias - 22nd
Nicholas Gamboa - 23rd
Richard Pearson - 23rd
Jorge Rodriguez II - 24th
Vincent Blanchford - 24th
Rebecca Maggiano - 24th
Thomas Barnhill - 25th
Grace Gunn-Peralez - 25th
Robert Peacock - 26th
Conrad Thompson - 27th
Dana Ralicki - 27th
Elizabeth Peter - 27th
Helberth DeOliveira - 28th
Elisabeth Manderfeld - 28th
Britney Scott - 28th
Mandy Eckman - 28th
Rhyan Van Damm - 29th
Tamara Tryon - 30th
Brent Wood - 30th
Paul Pacevich - 30th
Christiana Hinman - 30th
Happy July Birthdays!
Richard Stafford - 1st
Chris LaVigne - 1st
Michaela Darst (Bohnsack) - 1st
Gregory Duncan Sr - 2nd
Phillip Yatooma - 2nd
Troy Lund - 2nd
Brian Coakley - 2nd
Terri Shulman - 4th
Michael Goldberg - 4th
Hudson Murphy - 4th
Steven Grossman - 5th
Scott Rosenthal - 5th
Jennifer Johnson - 6th
Kevin Lewis - 7th
Gabriel Feuer - 7th
Courtney Nuness - 7th
Tate Schuricht - 8th
Jennifer Carvajal - 8th
Elizabeth Torgerson - 9th
Ryan Hatleli - 9th
Dominick Casamassina - 9th
Patricia Hokanson - 9th
Craig Snyder - 9th
Mark Meier - 10th
Janice Trewhella - 10th
Susana Carrasco - 10th
Kristen Ferriola - 11th
Joanne Lubin - 12th
Michelle Simmons - 12th
Angie Sherer - 13th
Mark Henderson - 15th
Lisa Childress - 16th
Denise Goodlin - 16th
Amy Ebert - 17th
Brooke Drum - 17th
Christopher Brower - 18th
Michael Rotsheld - 18th
Stephanie Price - 18th
Carolyn Mayberry - 18th
Heather Stangel - 20th
Karl Farasyn - 20th
Jeff Weiner - 21st
Jenny Salminao - 23rd
Kristen Trum - 25th
Rebecca Urnise - 25th
Tonya Lewis - 25th
Christopher Smith - 27th
Angela Warren - 27th
Stephen Ackoury - 28th
Edwin Hall - 28th
Michael Pelham - 28th
Richard Liu - 30th
Jesse Hardin - 30th
Penelope Higby - 30th
Michael Weltman - 31st
Lee Schaffer - 31st
Jacqueline Koppen - 31st
Stephanie Barron - 31st
The office will be closed June 19, 2026 for Juneteenth.
2026 Culture Excellence
in 8 Categories

Celebrating Two Incredible Recognitions
Luminate Bank has been recognized with two prestigious honors from the Minnesota Star Tribune Top Workplaces program:
• #1 Top Employer in Minnesota among Large Companies
• Top Leadership Award recognizing Marc Campbell, CEO, for Exceptional Leadership
These awards are especially meaningful because they are based entirely on employee feedback, facilitated by an independent research firm, and in partnership with one of the most trusted media organizations in the Midwest. Each year, the Minnesota Star Tribune partners with
Energage to survey employees on culture, values, communication, leadership, engagement, and workplace experience. The program has recognized Minnesota employers for more than 15 years and is widely regarded as one of the state's most credible and respected workplace awards.

Community Corner
Because Winning Together isn’t just a core value at Luminate Bank, but something we strive to demonstrate through our actions, we are excited to introduce the Community Corner on LumiNET, a dedicated space to support and celebrate our collective community impact.
- Submit Non-Profit Donation Requests
To bring greater clarity, consistency, and stewardship to our corporate giving, we are introducing a formal process for requesting corporate donations. Effective 1/5/2026, all requests for corporate-funded donations will be submitted through a centralized form and reviewed monthly by a volunteer committee. This process is designed to ensure thoughtful evaluation and equitable distribution of resources. We are grateful for the opportunity to partner with you in supporting causes that matter to you and that meaningfully impact the communities where we live and work. - Log Volunteer Hours
We’ve set an ambitious goal of completing 1,000 volunteer hours across the company in 2026. Every hour counts and your efforts make a meaningful difference!
Please start tracking your volunteer activities for 2026 and beyond. - Order Volunteer T-Shirts
Are you volunteering and want to represent? By the end of January, you will be able to order a volunteer t-shirt through the company store. These can be expensed and Corporate will cover the cost.
We’d also love to see your photos! If you share on social media, please tag Luminate Bank, and email any photos to Announcements@goluminate.com so we can feature them in our monthly newsletter.
Monthly Wellness Corner
May — Mental Health Awareness
Wellbeing Tip: Here are simple, practical strategies to help you manage stress, stay productive, and maintain a healthy workload balance in a fast-paced work environment.
Start with Clear Priorities
Identify your Top 3 priorities each day.
Break large projects into smaller, manageable steps.
Clarify deadlines and expectations early with your manager.
Manage Your Time Intentionally
Use calendar blocking for focused work time.
Batch similar tasks (emails, reporting, system updates).
Limit multitasking—it reduces efficiency and increases stress.
Reset Your Mind Throughout the Day
Take short breaks every 60–90 minutes (5–10 minutes).
Practice quick breathing exercises:
- Inhale for 4 seconds
- Hold for 4 seconds
- Exhale for 4 seconds
Set Healthy Boundaries
Use Teams/Outlook status to signal focus time.
Avoid “always on” communication after hours when possible.
Protect time for breaks and personal needs.
Use Your Team & Resources
Ask for help or clarification early.
Share workload during high-demand periods.
Use available tools (ticketing systems, templates, project trackers).
Work Smarter, Not Harder
Automate or streamline repetitive tasks.
Reduce unnecessary meetings—ask if an email would suffice.
Use standard templates for recurring tasks.
Take Care. of Your Body
Stay hydrated and eat regular meals.
Move throughout the day (stretch, walk, stand).
Maintain an ergonomic workstation setup.
Build Long-Term Resilience
Continue developing skills to increase confidence and efficiency.
Recognize personal stress triggers and address them early.
Take advantage of wellness programs and employee resources.
Quick Stress Reset
(60 Seconds)
- Pause
- Take 5 slow, deep breaths
- Write down your next single task
- Focus only on that step
Key Takeaway
Balanced workloads come from intentional planning, clear communication, and healthy daily habits. Small, consistent actions can significantly reduce stress and improve performance.
Bottom Line
Workload balance isn’t just about working less—it’s about working intentionally, setting boundaries, and using the right support systems. In a high-demand environment, combining personal habits with team and process improvements delivers the strongest results.
May Core Value Illuminators
Own It
Adam Gove
Amber Reinhardt
Bessa Manning
Beth Guckert x4
Chrissy LeMaster
Condo Review Team
Drew Fuerstenberger
Gabrielle Crowley
Holly Dreher
Jeff Shaw
Jen Horak
Jennifer Carvajal
Jordyn Costello
Karla Beinborn
Kelly Elness
Keshia Askew
Legacy Division
Liz Peter
Mark Maimon
Mirta Hoven
Sam Swisher
Sarah Voccio
Shawn Collins
Susana Carrasco
Tiffany Nording
Tyler Peterson
Wendy Seiders
Be Real
Amanda Taylor
Ann Marie Garofalo x2
Brittany Hanna
Dusty Meshberger
Jen Horak
Jerry Kaplan
Jon W. Reed
Jordan Seagull
Jordan Stein
Kamie Randall
Rich Pearson
Scott Yoggerst
Steve Grossman
Terese Elliott
Tim Oddo
Embrace Change
Beth Gunn-Peralez
Dan Barksdale
Eric Lovins
Jennah Hanson
Kristina Boyd
Melissa Medina
Shawn Fewell
Shawna Spriggs
Get It Done
Adam Gove x 2
Allie Schwandt
Amanda Brown x5
Amanda Rivero x2
Amanda Taylor
Amy Ebert x5
Amy Neely
Audrie Stemmler
Bob Wilkerson x2
Brian Bates
Brian Brinkert
Brittany Hanna x2
Caiden Gerhardson
Caitlin Weimer
Chris Lee x4
Chrissy Golias
Chrissy LeMaster
David Heerse
Dominick Casamassina
Eileen Carty
Erica Rankin
Erin Goss
Gabrielle Crowley
Heather Stangel
Irene Cruz
Iris Nehring
Jami Donnelly
Jeff Aasness
Jen Moseman
Jenna Garnett
Jennifer Westerhaus
Jessica Jenkins
Jessica Shofner x2
Jody Crowley x2
Jonathan Dogan
Kara Smith x2
Kayleigh Del Terzo
Laniece Orum
Lisset Rojas
Many Chaves
Marissa Kelley
Mark Veech x2
Maryanne Goyette
Matt Jensen
Meredith Swails
Monique Garner
Paul Pacevich
PJ Potts x3
Resh Jaimangal
Riley Hendrix
Ruth Morici
Secondary Team
Seth Giles
Shawn Collins x3
Sheridan Whipple
Sherri Owen
Stephanie Smith
Tammy Criss
Taryn Reuter
Tonia Clarke
Valerie Couldry x2
Vonnie Perez
Wa Vang
Wendy Kegley x2
Wendy Seiders x2
Win Together
Ada Lynn Rivera
Amanda Keith
Amber Brown
Amy Ebert
Amy McManus
Angela Warren
Ann Marie Garofalo x2
Ashley McGinnis x2
Chris Lavigne
Christiana Hinman x2
Compliance Team
Danielle Martinez
Dave Baloun
Denise Goodlin
Diane Margiotta x2
Eduardo Martinez
Emmi Wilson
Geoff Huetten
Glenn DurrHallie Sullivan
Hannah Benson
Haylie Price
Holly Dreher x2
Hope Langley-Wehunt
James Stamps
Jay Bertelson
Jen Moseman
Jennifer Carvajal x2
Jenny Salminao
Jess Fister
Jessica Frye
Jodi Pirowskin
Jordan Quale
Jordan Stein
Karl Farasyn x3
Kelsey Westman
Ken Gunther
Keria Nelson x2
Kim Sauer
Libby Rodriguez
Lindsay Winterquist
Lisa Hill
Mariah Black
Mark Casamassina
Mark Maimon
Mark Veech x2
Mary Klotz
Matt Powell
Megan Worley
Melissa Medina
Meredith Swails x2
Michael Creed
Michele Baker
Monique Garner x3
Mya Jacobs
Nico Andresakes
Niraj Patel
Ron Kelleher
Ryan Barry
Ryan Koller
Sarah Voccio
Sean Selters
Shane Zimmerman
Sherri Owen
Tonia Clarke
Tyler Peterson
Valerie Couldry
Wendy Seiders x2
Be Real - Tim Oddo
Tim is epitome of "Be Real" He wears his heart on his sleeve, has a passion for what he does and isn’t afraid to admit when he's having a bad day. It's refreshing to work with and talk to someone who lets you know how he is doing. He is always there to lift others up as well. It is an honor to call Tim a partner, co-worker and most importantly, friend!.
*Drawing Winner
Core Values
We’re driven by the fire from within.











