february 2026
Luminate Spotlight
Company Goals
$319,652,756
February Mortgage Loans Funded
804
February Families Served
$320,152.20
February Deposit Referrals
YTD Average Deposit Balance
Featured Deposit Referrers (February)
Top of the block
Featured Mortgage Loan Originators (Volume)
Top of the block
Featured Mortgage Loan Originators (Units)
Top of the block
Featured Mortgage Processors
Top of the block
Featured Mortgage Closers
Top of the block
Featured Mortgage Underwriters
Top of the block
Welcome to the team
Corporate
Beth Guckert - Director - SDLC and Project Management
Travis Fowler - Director - IT
Andrew Fuestenberger - VP - Mortgage Loan Servicing
Mortgage Production
Murray Slattery - Business Development Specialist
Margaret Dejesus - MLO
Tyler Rood - MLO
Karen Fischer - MLO
Kim Forsling - MLO
Tony Wire - MLO
Kris Ferriola - MLO
Becky Westphal - MLO
Michael Weltman - MLO
Stephen Ackoury - MLO
William Yoho - MLO
Jake Droge - MLO
Greg Eastman - MLO
Nancy Armour - MLO
Bill Eichstaedt - MLO
Nick Gamboa - MLO
Lorrie McClaskey - MLO
Kim Larson - MLO
Dave Selleck - MLO
Marty Selleck - MLO
Ana Santana-Garcia - LOA
Let's
Celebrate
Happy March Birthdays!
Megan Decorsey – 4th
Caiden Gerhardson – 5th
Scott Yoggerst – 5th
Karen Bartosiak – 5th
Tamara De La Cruz – 5th
Susan Arkin – 6th
Haylie Price – 7th
Jennah Hanson – 8th
Emmi Wilson – 8th
Ashlee Watson – 8th
Mark Casamassina – 10th
Fernando Urbina – 10th
Christina LeMaster – 11th
Travis Peterson – 11th
Matthew Powell – 11th
Nicole Drummond – 12th
William Anstett – 13th
Brad Stieber – 14th
Catherine OGroske – 14th
John Hudson – 14th
Kit Piepkorn – 14th
Miranda Bennett – 14th
Matthew Chase – 15th
Leonard Paredi – 15th
Tammy Casini – 16th
Maria Ramirez – 16th
Debra Hansel – 17th
Kevin Brosnan – 17th
Helen Ruehmer – 19th
Nathan Morris – 20th
Anthony Del Virginia – 20th
Stephanie Treusein – 20th
Riley Altenburg – 20th
Bethany Guckert – 21th
Amanda Rivero – 21st
Zachary Boyle – 21st
Kelly Patton – 21st
Steven Crowell – 21st
Casandra Fraley – 21st
Henry Daniels – 22nd
Patrick Gostovich – 24th
Candace Copeland – 24th
Taryn Reuter – 24th
David Cook – 24th
Andres Rosales – 25th
Stephen Neary – 25th
Chad Selberg – 26th
Craig Vraa – 26th
Nicole Betances – 26th
Aaron Kaslow – 27th
Courtney Hoefener – 27th
Martin Straka – 28th
Eileen Carty – 28th
Riley Hendrix – 28th
Linda Steeves – 28th
Ashley Swenson – 29th
Amanda Brown – 30th
Lindsay Fisher – 30th
Chona Desacola – 30th
Lindsay Winterquist – 31st
Happy April Birthdays!
Terese Elliott – 1st
Craig Strent – 1st
Aaron Kim – 3rd
James Quann – 3rd
Jason Burke – 3rd
Jorge Alberto – 4th
Richard Alashaian – 4th
Sarah Voccio – 4th
Duncan Westraad – 5th
Jessica Solomon – 5th
Rhett Wiebers – 5th
Michelle Simmerman – 6th
Paula Fontaine – 7th
Lauren Mezzano – 7th
Andreina Lee – 8th
Jodi Pirowskin – 8th
Eugene Gaia – 9th
Debbie Schwake – 10th
Lisa Hill – 10th
Timothy Maher – 10th
Scott Saypol – 10th
Janae Lyon – 10th
Melissa Hansen – 10th
Joshua Grossman – 11th
Caleb LeGrand – 11th
Katie Litrenta – 12th
Shannon Craig – 13th
Angelo Louridas – 13th
Angelo Lefer – 13th
Tammy Swift – 13th
Shantel Asman – 13th
Monique LaValette – 14th
Abraham Duafala – 14th
Joanne Angel – 15th
Gretchen Holmgren – 15th
Lindsey Buchanan – 16th
Raul Chavarria Jurado – 16th
Tam Huskamp – 16th
Angela Pfeiffer – 17th
Ryan Barry – 17th
Many Chaves – 19th
Edward Pascocello – 19th
Sheron Langley-Wehunt – 19th
Marcia Loeslie – 19th
Dave Baloun – 21st
Joshua Case – 22nd
Nancy DeVries – 22nd
Jessica McGaffey – 22nd
Thomas Hastings – 23rd
Jennifer Alessio – 23rd
Greg Selters – 23rd
Aubrey Meier – 24th
Lexis Graham – 24th
Jay Heckendorn-Telenda – 24th
Craig Herzog – 24th
Melinda Berlin – 24th
Annemarie Federlein – 25th
Gabrielle Crowley – 25th
Kosta Garger – 26th
Kimberly Sauer – 26th
Nicholas Sullivan – 27th
Zully Glasser – 28th
Laniece Orum – 29th
Lisandro Perdomo – 30th
A Brighter Way to Bank
Luminate Employee Accounts
You can now open an account online and it only takes a few minutes!
Program Features
- Competitve Interest Rates
- No Domestic Wire Fees
- No Fees for Personal Checks
- No Minimum Monthly Balance
Polar Plunge
Our Luminate crew took the plunge to support Special Olympics Minnesota, raising an incredible $7,884! Together, we're making waves of change and spreading warmth where it's needed most. Thank you to everyone who donated!
Community Corner
Because Winning Together isn’t just a core value at Luminate Bank, but something we strive to demonstrate through our actions, we are excited to introduce the Community Corner on LumiNET, a dedicated space to support and celebrate our collective community impact.
- Submit Non-Profit Donation Requests
To bring greater clarity, consistency, and stewardship to our corporate giving, we are introducing a formal process for requesting corporate donations. Effective 1/5/2026, all requests for corporate-funded donations will be submitted through a centralized form and reviewed monthly by a volunteer committee. This process is designed to ensure thoughtful evaluation and equitable distribution of resources. We are grateful for the opportunity to partner with you in supporting causes that matter to you and that meaningfully impact the communities where we live and work. - Log Volunteer Hours
We’ve set an ambitious goal of completing 1,000 volunteer hours across the company in 2026. Every hour counts and your efforts make a meaningful difference!
Please start tracking your volunteer activities for 2026 and beyond. - Order Volunteer T-Shirts
Are you volunteering and want to represent? By the end of January, you will be able to order a volunteer t-shirt through the company store. These can be expensed and Corporate will cover the cost.
We’d also love to see your photos! If you share on social media, please tag Luminate Bank, and email any photos to Announcements@goluminate.com so we can feature them in our monthly newsletter.
Employee Net Promoter Score (eNPS)
eNPS is a standard way to measure the happiness and satisfaction of your employees using surveys. Employees are asked the question "On a scale of 0-10, how likely are you to refer your company as a place of work?" and then follow up question to explain their answer.
Your Feedback is Driving Action
Thank you for your participation in our quarterly eNPS surveys over the past year. Because of your thoughtful input, we’ve established a strong baseline with an eNPS of 57. Moving forward, we will transition to semi‑annual surveys, with the next one in June.
What We're Improving Based On Your Feedback
Our executive teams recently completed a deep dive into communication, information flow, and meeting effectiveness. Here are the actions underway:
More Effective Meetings -
Be respectful of calendars and use Required/Options invites appropriately.
Meeting invites will now include the objective, meeting type, and an agenda, and leaders will share materials or data in advance whenever possible.
Teams may assign roles (Host, Timekeeper, Presenter, Decision Maker, Note Taker) to keep meetings on track and productive.
Clearer Communication & Better Alignment-
We’re continuing to find ways to enhance how we provide clearer communication & better alignment.
Leaders will communicate key messages, priorities, and decisions more consistently across teams, and we are working to strengthen alignment in decision-making to reduce confusion and avoid unintended downstream impacts.
Inspired by The Advantage, we aim to create “true rumors” - shared clarity across the organization.
Thank you for your valuable feedback!
We will continue sharing updates as more improvements take shape. Thank you for your feedback, your partnership, and your commitment to strengthening our culture. We look forward to hearing from you again in June!
February Core Value Illuminators
Own It
Adam Gove
Annette Stueve
Chris Carlucci
Chris Lee
Dan Barksdale
Dana McCarthy
Jonathan Dogan
Jordyn Costello
Laura Sterling
Mark Veech
Miranda Bennett
Samantha Kuduk
Stacey King
Steve Marchek
Tammy Casini
Tiffany Nordling
Be Real
Ann Marie Garofalo
Bill Eichstaedt
Chris Lee
Colleen Vergara x 2
Courtney Hoefener
Matt Criego
Scott Yoggerst
Stacy Greven
Tami Huskamp
Terese Elliott
Embrace Change
Bridget Juneau
Gloria Benitez
Jennifer Plucinski
Terese Elliott
Get It Done
Amanda Brown
Amy Ebert
Amy McManus x 2
Angela Warren
Ashley McGinnis
Bessa Manning x 2
Billy Anstett
Bridget Juneau
Chris LaVigne
Chris Lee x 3
Dannan Winch
Dave Heerse x 3
Diane Margiotta x 2
Drew Fuerstenberger
Eric Lovins
Erin Goss
Grace Lawrence
Heather Stangel
Hope Langley-Wehunt
Irene Cruz
Jami Donnelly
Janice Trewhella
Jason Burke x 2
Jeff Aasness
Jordan Seagull
Jordan Stein
Josh Eifert
Kara Smith
Kelsey Westman
Kristen Collado
Lindsay Winterquist
Mariah Black
Marketing team
Mary Klotz
Michele Baker
Mindy Svoboda
Nikki Sanchez
Patricia Chaly
Patsy Hokanson
Paul Pacevich
Peggy Kowalewski
PJ Potts
Rebecca Urnise x 3
Ruth Morici
Sam Swisher
Sarah Voccio x 2
Secondary Desk
Shawn Collins
Stephanie Barron
Theresa Copp
Tracy Franzoso x 2
Trish Facciponti
Vicky Washa
Wendy Kegley
Wendy Seiders
Win Together
Amanda Taylor
Andreina Lee
Carolyn Mayberry
Chris Lee
Courtney Nuness
Dana McCarthy x 3
Denise Wisnewski
Drew Fuerstenberger
Emmi Wilson
Greg Selters
Iris Nehring
Janet Glendening
Jeff Aasness
Jessica Weber
Jimmy Vercellino
Jody Crowley
Jonathan Dogan
Jordan Quale
Judy Blank
Karl Farasyn x 2
Karla Beinborn
Keria Nelson
Kevin Brosnan
Laura Sterling
Leah Burak
Libby Rodriguez
Linda Steeves
Liz Peter
Mark Veech
Miranda Bennett
Monique Garner
Nikki Syring
Sarah Voccio
Shawn Collins x 2
Sinai Sias
Stephanie Price
Tim Erickson
Trish Facciponti
Tyler Peterson
Vince Blanchford
Wendy Seiders
Get it Done - Rebecca Urnise
I want to recognize Rebecca for her exceptional dedication and resilience on a recent file. She worked and reworked the loan multiple times as the closing date continued to shift. Even when the borrowers and agent decided they wanted to close the day after a major snowstorm—requiring her to stop what she was doing and completely pivot—she adjusted without hesitation.
While I was frustrated on her behalf, Rebecca handled every change with patience, professionalism, and grace. Her ability to stay calm, flexible, and solution‑focused under pressure made all the difference. We’re fortunate to have someone with her work ethic and positive attitude supporting our team.
*Drawing Winner
Core Values
We’re driven by the fire from within.
